Direct Business Funding

Fast Capital.
Built for Growth.

Capnora provides structured business funding solutions for qualified companies seeking working capital, equipment financing, debt consolidation, commercial real estate financing, and growth capital.

Funding up to $5,000,000
Fast underwriting review
Clear funding structures
Dedicated funding specialist
Nationwide business funding
Multiple product options
Up to $5M
Available Funding
24-72 hrs
Review for Qualified Files
Nationwide
Business Funding
Multiple
Funding Structures
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Solutions

Structured Business Funding

Multiple funding structures designed for different business needs and qualifications.

Up to $500K

Working Capital

Quick access to funds for operations, inventory, payroll, and growth opportunities.

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Up to $5M

Business Term Loans

Fixed-term financing for expansion, acquisitions, and major business investments.

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Up to $1M

Revenue-Based Financing

Funding that adjusts to your cash flow patterns with flexible repayment.

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Up to $2M

Equipment Financing

Finance equipment purchases with terms tailored to asset life and use.

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Up to $2M

MCA Consolidation

Consolidate existing merchant cash advances into a single, manageable payment.

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Up to $5M

Commercial Real Estate

Financing for property acquisition, refinancing, and commercial real estate projects.

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Up to $250K

Business Line of Credit

Flexible revolving credit. Draw funds as needed, pay interest only on what you use.

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Up to $1M

Invoice / PO Financing

Unlock cash tied up in unpaid invoices and purchase orders.

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Qualifications

What We Look For

Each funding request is reviewed based on multiple factors to determine the best structure and terms.

Active Operating Business

Currently generating revenue

Consistent Monthly Revenue

Regular cash flow patterns

Business Bank Account

Active business banking

Time in Business

Minimum operating history

Owner Credit Profile

Personal credit considered

Existing Obligations

Current debt reviewed

Clear Use of Funds

Defined funding purpose

Industry & Cash Flow

Sector and revenue strength

Documentation

Documents Needed

Required documentation varies based on funding amount and product type.

Basic Review

  • 1-page application
  • Last 4 months business bank statements
  • Driver license
  • Voided check

Larger Requests

  • Business tax returns
  • Profit and loss statement
  • Balance sheet
  • Debt schedule
  • Existing loan or MCA statements

Commercial Real Estate

  • Property address
  • Mortgage statement
  • Rent roll (if applicable)
  • Purchase contract (if applicable)
  • Business financials
Process

How It Works

A straightforward process from application to funding.

01

Apply Online

Complete our streamlined application with basic business information.

02

Upload Documents

Submit required documentation through our secure portal.

03

Underwriting Review

Our team reviews your file and structures funding options.

04

Receive Funding Options

Review terms and proceed with the best structure for your business.

Industries

Nationwide Business Funding

We work with businesses across a wide range of industries. Our team evaluates each opportunity based on business fundamentals, cash flow patterns, and funding needs rather than industry alone.

Retail

Healthcare

Transportation

Restaurant

Construction

Manufacturing

Professional Services

E-Commerce

Examples

Funding Scenarios

Representative examples of business funding structures.

$250,000
Working Capital
Restaurant Group

Multi-location restaurant expansion and inventory

$1,200,000
Equipment Financing
Construction Company

Heavy equipment acquisition for commercial projects

$500,000
MCA Consolidation
Retail Business

Consolidated 4 existing advances into single payment

$2,000,000
Commercial Real Estate
Business Owner

Property refinance with cash-out for expansion

Ready to Explore Your Options?

Submit an application to receive a review of your funding options. A dedicated funding specialist will work with your file.